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Everything You Need to Know About When to Claim Social Security

If you qualify for Social Security retirement benefits, which nearly all American workers do, you can choose to start collecting them as early as age 62 or as late as age 70 — or anywhere in between. The age at which you claim Social Security will be used to determine how much money you receive each month initially, so it’s an important financial decision. In this article, we’ll discuss the concept of full retirement age, what happens if you claim Social Security earlier or later than your full retirement age, and other important information you need to know about when you should claim Social Security and what it means to you.

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