Motley Fool
When Should You Get a Mortgage Without Your Spouse?
You’ll also both be legally responsible for repaying the debt, so it will be a shared financial obligation you can work on together. In fact, there are a few different circumstances where you may be better off applying for a loan on your own and not naming your spouse as a co-borrower when requesting to borrow. Your credit score is one of the most important factors that determines if you will be able to qualify for a home loan and if you will get a competitive rate from lenders.
